Loans By Security Type
If you have the right security, we can make any loan work for you.
Not all loans are created equal, and no two lenders are alike. At Australian Securities, we get this. While most financial institutions offer a “one-size-fits-all” solution for loan types, we don’t. We’ve built flexibility into our products such that if you have the right asset for security, we can tailor a loan that works for you.
Loan by security types
Australian Securities offer funding solutions on several security types. These security types include:
- Residential Property
- Commercial Property
- Construction and Development
- Land
- Retail Property
- Industrial Property
Common finance options
Business Loans
Flexible features and options that give your business greater control during the loan term.
Construction Loans
Flexible lending options that consider the complexities of the construction industry.
Superannuation
Loans to help finance property acquisitions and build your investment portfolio.
Investment Loans
Loans to help you to build your financial independence and grow your investment portfolio.
Home Loans
Credit regulated loans with flexible repayment options and quick turnaround times.
Security Options
Australian Securities offers private funding solutions on several security types.
Common finance options
Leave less to chance
Apply for a loan that offers tailored terms that fit the individual requirements of any borrower. Our loan packages provide flexible features and complex options not provided by most banks.
More certainty
Loans from Australian Securities are funded by Australians and aren’t sourced wholesale. Therefore, there are no loan recalls due to a local credit shortage or global credit crisis.
No restrictive covenants
We will not apply ongoing restrictive business reviews to your loan agreement after you have proved serviceability. However, milestone authentication may sometimes be required, depending on the loan type.
Loans tailored to be efficient and effective
Australian Securities has supported Australian enterprise for over 98 years with finance provided by Australians for Australians. Our loans are packed with features. Competitive lending rates, complex lending solutions, low set-up fees and tailored loans are just the start. We process loan applications from finance brokers, intermediaries or directly from borrowers. We provide tailored lending options and flexible features not available from most banks.
| Features, Benefits & Options | Australian Securities | Most Banks |
|---|---|---|
| Multiple tailored repayment options | ✓ | x |
| Fast loan approvals (conditional) within 1 business day | ✓ | x |
| Loan increase reviews during loan period | ✓ | x |
| Flexible terms to meet individual business or personal requirements, including the ability to restructure existing repayment schedules | ✓ | x |
| Less invasive personal and business financial reviews | ✓ | x |
| Fewer credit hurdles | ✓ | x |
| Tailored stepped payment plans | ✓ | x |
| Minimal financials required for investment loans | ✓ | x |
| Flexible LVRs and lending rates | ✓ | x |
| Early repayment or reduction in loan principal options | ✓ | x |
Apply now
As a leading provider of tailored loan solutions, we start by assessing your borrowing needs quickly. We do this to ensure we are able to meet your lending requirements without needlessly wasting your time. The forms below will klck start the process, simply complete the online form or the application form and email It to [email protected].
Have questions? Call us on 1300 275 275 and talk directly to the Finance Manager or a Lending executive.
