Investment Loans

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    Investment Loans
    Build your financial independence and maximise your property investment potential with investment loans that include flexible interest repayments and optional rollover dates.

    Fast loan approvals

    Quicker turnaround time than major banks with indicative offers issued within 24 hours.

    Low finance fees

    Loans have low-cost set-up fees and competitive lending rates, making them a great option for growing wealth.

    Competitive fixed rates

    We offer competitive fixed rates for terms of 1 to 3 years. Pre-approved rollover options are available.

    The basics

    Australian Securities provide competitive rates and flexible lending terms on security-based loans. An unencumbered property asset can be used as security for improvements*, including renovations and refurbishments to an existing home or other investment property, or as tenure for further property acquisitions.

    Investment Loans must be secured by real estate. We will lend up to 66% maximum value of the security. Packaged Mortgage Securities include

    • Residential Properties (Credit Code)
    • Residential Properties (Business or Investment Loans)
    • Commercial Properties (Subject to Leases)
    • Land
    • Retail shops and Shop Dwellings.

    Features and benefits

    Maximum efficiency

    Loans are packaged to achieve maximum lending efficiencies for the borrower, adding significant advantages during the loan term.

    Flexible repayment terms

    You can prepay interest for the duration of the loan or pay monthly (provided serviceability evidence). You can choose to set the principal repayment amounts to suit your cash flow requirements.

    Securitised Lending

    Australian Securities offer lending solutions on several security types. If you have the right security, we can make any loan work for you.
    About Security Options

    Requirements

    Any investment Loan must be secured by real estate. If applicable, the Trust Deeds for any trusts involved must be provided. The General Security Deed is to be executed by the company. The Super trust must be able to establish serviceability (contact Australian Securities Finance manager for further information on requirements). If applicable, Superannuation Financials may be required. As Australian Securities does not know your financial position or personal requirements, they recommend you seek suitable financial advice on the merits of borrowing for investment. Contact our finance manager for further information on funding Requirements on 1300 275 275.

    Apply now

    As a leading provider of tailored loan solutions, we start by assessing your borrowing needs quickly. We do this to ensure we are able to meet your lending requirements without needlessly wasting your time. The forms below will klck start the process, simply complete the online form or the application form and email It to [email protected].

    Have questions? Call us on 1300 275 275 and talk directly to the Finance Manager or a Lending executive.

    Apply Online
    Download app form

    Your questions answered

    Don’t see your question below. We’re happy to answer any questions you may have. Contact us online or call us on 1300 275 275. We don’t have call centres. You’ll talk directly to investment managers or executives, when you call.
    Yes. Australian Securities is authorised to provide consumer credit. AFSC Licence Number 260499
    No, we only accept unencumbered property securities as security for a loan, including land, residential, commercial or industrial properties.
    Yes, you can select a number of repayment options to discharge or partially discharge with no ‘early break costs’ (penalty) if the repayment option is chosen during your application.
    Australian Securities offers fast loan approvals and quicker turnaround times if funds are required urgently, and the Fund Manager’s lending requirements are completed quickly.
    Yes. If pre-approved with the borrower, options to roll over on the due dates are possible.